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In a small bowl, mix together refried beans and packet of taco seasoning.
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In your casserole dish, smooth out the first layer of beans on the bottom.
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Top the bean layer with your chunky salsa.
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On top of the salsa, spread the sour cream.
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Now add your shredded cheese on top of the sour cream, and sprinkle your green onions and black olives on top. Enjoy!